Money Matters

Banking Explained – Money and Credit



Banks are a riddle wrapped up in an enigma. We all kind of know that they do stuff with money we don’t understand, while the last crisis left a feeling of deep mistrust and confusion. We try to shed a bit of light onto the banking system. Why were banks invented, why did they cause the last crisis and are there alternatives?

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25 thoughts on “Banking Explained – Money and Credit

  • Head over to our shop to get exclusive kurzgesagt merch and sciency products designed with love.
    Getting something from the kurzgesagt shop is the best way to support us and to keep our videos free for everyone.
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  • 4:48 Super Duck Brothers for the Duck Entertainment System (DES)

  • The proud segment electrophysiologically colour because tub angiographically warm along a ugly clarinet. puzzled, encouraging doubt

  • I like how this guy almost always adds a Pokemon in his videos πŸ˜€

  • They should of mentioned the federal reserve act and the role the IMF plays in giving struggling countries huge loans at high interest. The Monterey system needs updating if we’re ever to overcome the challenges the world is facing now.

  • lol this is not how banks work. very firstly they don't take peoples deposits and "loan" those deposits out. they operate on a fractional reserve lending model. also as of i think may 2020 US banks operate on 0 reserve lending whereas uptil then it was 10%. you guys should take down this video and redo it.

  • There are still many people trapped in Afghanistan. Get Them Out or Secure The Area.
    Court Marshall Biden.
    Impeach Nancy Pelosi and Kamala Harris.
    Save the people in Afghanistan from the taliban terrorists.
    Recover or destroy our US military equipment in Afghanistan.
    Finish the Border Walls. Then Reform Immigration.
    Fix the Homelessness situation in the US.
    Fund the Police
    Finish the Keystone pipeline For the Jobs and to help reduce gas prices.
    Support Saleh and the Northern Alliance Resistance Force.
    Pulling the Air support from Afghanistan, our Allies, During an insurgence which required a change in stance and strategy, he left them very compromised. This is Treason!
    Still the right thing to do is to go in with a strong force of around 10% of our forces and destroy the taliban and hunt down every terrorist that has draw blood of innocent unarmed citizens. The Afghan people do not want to be abused, raped, and murdered by the terrorists. Yes, taliban still operate as terrorists. Don't be fooled, Don't be stupid.
    It would be a mistake to send in small inadequate forces, you take disproportionate losses when outnumbered. Go in in strength, Mission 1 Neutralize the taliban threat, the US armed Forces can handle that effectively if you don't try to micromanage it from the state department. 2 Take back Bagram AFB and hold it indefinitely and the embassy. The cost of our presence there is small when you consider the massive amounts of waste in the recently passed bills. I think Joe Biden's arguments are pathetic.
    People are there in danger and dying, Get it under control now.
    Fuck evacuation. Stabilize Afghanistan again and keep it stable. Then people can come and go safely at will, not under the danger of taliban occupation……

  • you guys should create a What is Blockchain video with technical insight for newcomer to better understand the new technology better

  • Hmm no mention of fractional reserve banking or centralised banks…… This is how a bank SHOULD run, however it is so far from the truth.

  • Lmao all the comments are bots spamming a bank website

  • Big Lie again: Lehman Bros made sub-prime loans because Maxine Waters wrote legislation in 1994 mandating that banks make these sub prime loans or be investigated for red-lining. Thats why we got a financial crash. You dont know shit!

  • Success is not built on success. It's built on failure, it's built on frustration. It's built on fear that you have to overcome. I pray anyone who reads this will be successful in life

  • you are not professional at all. Haven’t divided commercial bank with investment bank.

  • Astonishing content as always! TY! If someones asked me whats the nickname for banks id say capitalism in a nutshell :making money flow easier

  • Video tittle : "Banking explained"

    5+ million people who have already put their money in banks : interesting

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