Personal Finance – A Beginners Guide

0:00- Introduction
0:46- Importance of Personal Finance for our generation?
1:37- Impact of Inflation
6:39- Why should you stop borrowing?
7:55- Utilisation of Income
8:32- Understanding Tax
10:23- Need for investment planning
11:26- Importance of planning your expense
12:29- Importance of Saving
17:00- Power of compounding
17:50- The 80/20 thumb rule
21:10- Different forms of investment
24:15- Types of Equity
29:25- Types of ETF
31:20- Understanding PMS and Smallcase
33:12- How to analyze a company?
39:42- Fixed-income securities
42:10- Types of Alternative funds
44:00- Hedge Funds vs Mutual Funds
45:15- Benefits of Diversification
47:42- Relationship between risk and return
48:14- Beware of the “get rich” scams.
49:06- Don’t get influenced by social media investing tips

Sharing this short lecture on ‘Personal Finance’ as a part of a social initiative of NM college, Finance and Investment Club, as they target to use this lecture as a training module for their 200+ volunteers, who in turn will train thousands of high school kids on Personal Finance on a single day trying to create a record in spreading Financial awareness against the rampant misinformation by paid influencers who would promote anything under the sun for money including the now bankrupt crypto exchange ‘Vauld.’

Faculty- Aswini Bajaj
A qualified CA, CS, CFA, FRM, CAIA, CIPM, CFP, RV, CCRA, CIIB, CIRA, and AIM. He is also a guest lecturer (across 60+ colleges and 20+ IITs and IIMs), corporate trainer, and CEO of Leveraged Growth (Research and Consulting).

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Happy Studying!
Aswini Bajaj

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